Terms and Conditions

Effective Date: April 8, 2026

These Terms and Conditions ("Terms") govern your access to and use of the Keepi mobile application, website, and related services (collectively, the "Service"). Keepi is operated by Obscurium LLC ("Obscurium," "Keepi," "we," "us," or "our").

By downloading, accessing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Eligibility

The Service is intended only for individuals who are 18 years of age or older.

By using the Service, you represent and warrant that:

• you are at least 18 years old; and
• you have the legal capacity to enter into these Terms.

The Service is not directed to children, and we do not intend for anyone under 18 to use the Service.

2. The Service

Keepi is a mobile application designed to help users preserve, organize, and manage greeting cards, card images, memories, notes, and related personal content.

Some features may require account creation. Some features may be available for free, while others may require a paid subscription.

3. Accounts

To access certain features, you may be required to create an account and provide accurate, current, and complete information.

You are responsible for:

• maintaining the confidentiality of your login credentials;
• all activity that occurs under your account; and
• notifying us promptly if you believe your account has been accessed without authorization.

We may suspend, restrict, or terminate your account if we reasonably believe you have violated these Terms, created security risk, or engaged in misuse of the Service.

4. Local Storage and User Content

Keepi is designed so that much of your card content, images, notes, and related information is stored locally on your device.

You understand and agree that:

• content stored locally on your device may be permanently lost if your device is lost, damaged, reset, replaced, or if the app is deleted;
• you are responsible for any device-level or personal backups you choose to maintain; and
• we do not guarantee permanent retention, recovery, or restoration of content stored locally on your device.

If we provide account-based features, authentication, subscription status handling, support, analytics, or security-related functionality, limited account-related or technical information may be processed by us or our service providers.

5. Privacy and Security

Your use of the Service is also governed by our Privacy Policy.

We use reasonable administrative, technical, and organizational safeguards designed to protect account-related information in line with industry-standard security practices. However, no system, network, or method of transmission or storage is completely secure, and we cannot guarantee absolute security.

6. Acceptable Use

You agree not to:

• use the Service for any unlawful, fraudulent, abusive, or harmful purpose;
• upload, store, or transmit content that is illegal, infringing, defamatory, threatening, exploitative, obscene, or otherwise objectionable;
• violate the rights of any person, including intellectual property, privacy, or publicity rights;
• interfere with or disrupt the Service or related systems;
• attempt to gain unauthorized access to accounts, systems, or data;
• reverse engineer, decompile, or attempt to extract source code from the Service except where prohibited by law; or
• use the Service to distribute malware, malicious code, or spam.

We may remove content or restrict access if we reasonably believe content or conduct violates these Terms or exposes us or others to risk.

7. User Content

You retain ownership of the content you create, upload, store, or submit through the Service ("User Content"), subject to the limited rights needed for us to operate the Service.

To the extent your User Content passes through our systems in connection with authentication, support, security, or app functionality, you grant us a limited, non-exclusive, revocable, worldwide, royalty-free license to host, process, transmit, and display that User Content solely as necessary to operate, maintain, support, secure, and improve the Service.

You represent and warrant that:

• you own or control the rights necessary to your User Content; and
• your User Content and use of the Service do not violate these Terms or any law.

8. Subscriptions, Free Trial, and Payments

Certain features of the Service may require a paid subscription.

Keepi may offer a 7-day free trial to eligible new subscribers. Unless canceled before the end of the free trial period, your subscription will automatically convert into a paid auto-renewing subscription, and your Apple account will be charged at the applicable subscription price disclosed at the time of sign-up.

If you purchase a subscription through Apple's App Store:

• payment will be charged to your Apple account at confirmation of purchase or, in the case of a free trial, at the end of the free trial period unless canceled beforehand;
• your subscription will automatically renew unless canceled at least 24 hours before the end of the current billing period;
• the renewal charge will be billed to your Apple account within 24 hours before the end of the current billing period;
• pricing, billing period, and included features will be shown to you before purchase;
• you may manage or cancel your subscription at any time through your Apple App Store account settings.

If you cancel during the free trial period, you will continue to have access to eligible premium features until the end of the trial period, and you will not be charged if cancellation occurs before the trial ends.

Except where required by law or applicable platform rules, subscription fees are non-refundable once charged.

We may change subscription pricing, packaging, or included features prospectively as permitted by law and platform rules.

9. Free Trials and Promotional Offers

We may offer free trials, discounts, or promotional access from time to time. Any free trial or promotional offer applies only under the terms presented at sign-up.

If a free trial converts into a paid subscription, the conversion, renewal timing, and price will be disclosed to you before you subscribe. Unless canceled before the trial ends, the paid subscription will begin automatically at the end of the stated trial period.

We may modify or discontinue promotional offers at any time, subject to applicable law.

10. Account Deletion and Termination

You may stop using the Service at any time.

If you create an account, you may initiate deletion of your account within the app or by contacting us using the contact information below. Account deletion may result in permanent deletion of account-related data that we are not required to keep.

We may suspend or terminate your access to the Service, with or without notice, if:

• you violate these Terms;
• we suspect fraud, abuse, or unauthorized activity;
• required by law; or
• necessary to protect the Service, users, or our rights.

Any provisions that by their nature should survive termination will survive, including ownership, disclaimers, limitations of liability, indemnification, dispute provisions, and accrued payment obligations.

11. Intellectual Property

The Service, including its software, design, text, graphics, branding, interfaces, and related materials provided by us, is owned by or licensed to Obscurium LLC and is protected by intellectual property and other applicable laws.

Except for the limited right to use the Service in accordance with these Terms, no rights are granted to you.

12. Third-Party Services and Links

The Service may contain links to third-party websites, tools, or services, or rely on third-party providers for services such as authentication, analytics, payments, or support.

We do not control and are not responsible for third-party services, content, privacy practices, or terms. Your use of third-party services is governed by their own terms and policies.

13. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS TO THE MAXIMUM EXTENT PERMITTED BY LAW.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OBSCURIUM LLC DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT THAT:

• THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FULLY SECURE;
• THE SERVICE WILL ALWAYS BE AVAILABLE;
• ANY DEFECTS WILL BE CORRECTED; OR
• ANY CONTENT WILL ALWAYS BE PRESERVED OR RECOVERABLE.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OBSCURIUM LLC AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, USE, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF:

• THE AMOUNT YOU PAID TO US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE CLAIM AROSE; OR
• USD $100.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

15. Indemnification

You agree to defend, indemnify, and hold harmless Obscurium LLC and its members, managers, officers, employees, contractors, affiliates, licensors, and service providers from and against any claims, liabilities, damages, judgments, losses, costs, expenses, and reasonable attorneys' fees arising out of or related to:

• your use of the Service;
• your User Content;
• your violation of these Terms; or
• your violation of any law or third-party right.

16. No Professional Advice

The Service is provided for personal organization and memory-preservation purposes only. It does not provide legal, financial, medical, therapeutic, archival, or other professional advice.

17. App Store Terms

If you downloaded the app from Apple's App Store, you acknowledge that these Terms are between you and Obscurium LLC, not Apple, and Apple is not responsible for the Service except as required under applicable law and Apple's platform terms.

Your use of the app may also be subject to Apple's applicable usage rules and App Store terms.

18. Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Service will be governed by the laws of the State of Wyoming, without regard to its conflict of laws principles, except to the extent consumer protection law requires otherwise.

19. Dispute Resolution and Venue

Before filing a formal legal claim, you agree to first contact us and attempt to resolve the dispute informally in good faith.

To the extent permitted by law, any dispute arising out of or relating to these Terms or the Service that is not resolved informally will be brought exclusively in the state or federal courts located in Wyoming, and you consent to personal jurisdiction and venue there.

20. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will post the updated Terms and update the Effective Date above. Where required by law, we will provide additional notice.

Your continued use of the Service after the updated Terms become effective means you accept the revised Terms.

21. Contact Us

If you have any questions about these Terms, you may contact us at: